Calculadoras Financeiras

Calculate gross, operating, or net profit margin as a percentage of revenue.

Find the markup percentage or selling price needed to achieve your target margin.

Determine how many units you must sell to cover fixed and variable costs.

Calculate the discounted price, savings amount, and discount percentage for any item.

Compute sales commission earnings based on rate, sales amount, or tiered structures.

Calculate gross profit and gross margin from revenue and cost of goods sold.

Find net profit after subtracting all costs, expenses, and taxes from total revenue.

Calculate operating margin (EBIT margin) from revenue and operating expenses.

Compare gross, operating, and net margins side-by-side for a complete profitability picture.

Create professional invoices with line items, tax and discounts, then download as PDF.

Convert an hourly wage to annual, monthly, bi-weekly, and weekly salary equivalents.

Convert an annual salary to an equivalent hourly rate based on hours worked per week.

Calculate overtime pay for regular and overtime hours at 1.5× or custom multipliers.

Find out how much a pay raise is worth annually, monthly, or per paycheck.

Estimate your take-home pay after federal and state taxes, FICA, and deductions.

Calculate a sustainable hourly freelance rate based on desired income, hours, and expenses.

Determine the minimum hourly rate needed to meet your income goals and cover all costs.

Calculate monthly loan payments for any principal, interest rate, and loan term.

Find out the total interest paid over the life of a loan with full amortization detail.

See how long it takes to pay off a loan and the total cost at your current payment.

Calculate how extra monthly or lump-sum payments reduce your loan term and total interest.

Generate a full month-by-month amortization schedule for any loan.

Calculate how long it takes to pay off multiple debts and the total interest cost.

Use the debt snowball method - pay smallest balances first to build momentum.

Use the debt avalanche method - target highest-interest debts first to minimize total cost.

Find out how long it takes to pay off your credit card balance and total interest paid.

See the true cost of only making minimum payments on your credit card over time.

Calculate your debt-to-income (DTI) ratio to understand your borrowing capacity.

Project how your savings grow with regular contributions and compound interest over time.

Find out how much to save each month to reach a specific financial goal by a target date.

Calculate simple interest earned or owed on any principal, rate, and time period.

Convert an annual percentage rate (APR) to annual percentage yield (APY) with compounding.

Calculate the true annual percentage rate (APR) of a loan including fees and charges.

Estimate the future value of monthly SIP investments with compound growth, a growth chart and a yearly breakdown.

Add or remove sales tax from any price and find the pre-tax or post-tax amount.

Quickly find the final price after applying a percentage or fixed-amount discount.

Calculate the price with tax already included (tax-inclusive / gross price) from a net price.

Remove tax from a tax-inclusive price to find the original net (tax-exclusive) price.

Calculate return on investment (ROI) percentage and net gain for any investment.

Calculate return on ad spend (ROAS) to measure advertising campaign efficiency.

Calculate net cash flow from operating, investing, and financing activity totals.

Calculate year-over-year or period-over-period revenue growth rate as a percentage.